Professional liability coverage — Group Personal Excess Liability

	What is Group Personal Excess Liability?
	Group Personal Excess Liability Insurance is a comprehensive benefit for key personnel, managers, and employees. Group Personal Excess Liability provides up to $10,000,000 personal liability coverage for each employee in a defined group, and helps to assure that the most valued staff members' personal assets are protected. In addition, it awards a cost-competitive insurance product to valued employees. Group Personal Excess Liability Insurance is a true “group” policy; the insurance company will not individually underwrite or decline any individual in the designated group.

Benefits

Group Personal Excess Liability coverage is more affordable than if purchased individually
Employees can secure a higher limit of liability insurance under a Group policy than they might be eligible for individually
The limits of coverage and policy structure can be designed so that different classes of employees receive different limits
Choose one limit of coverage for all employees, or
Choose two or more limits for designated groups of employees

Policy Highlight

Worldwide Coverage
Bodily Injury and Property Damage coverage for Outside Not-For-Profit Directors
All Dependents/Relatives (“Family Member”) Covered
Personal Injury Coverage
Employer Liability for Domestic Employee
Limited Business Pursuits Coverage for Volunteer, Charitable, and at home, or away from home business
Policy limits range from $1,000,000 to $50,000,000, and can be tailored to provide higher limits of coverage for selected employees

Automatic Coverage for Newly Hired or Promoted Individuals to the “Defined Group”
Reduced Underlying Requirement for Participants residing Outside of U.S.
Three Year Pre-Paid Policy Term Available


	Click on Coverage Coach to start your questionnaire and application for a free quote

Once you have received your quote, your can review the terms. Our experienced insurance professionals are available should you have questions.

Once you accept our quote, we will proceed and bind your insurance coverage.

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